We strongly encourage you to maintain some kind of  individual health insurance plan – to cover such things as inpatient hospital care, surgical procedures, specialist consultation, or any other urgent care or emergency services. And while we never bill health insurance, or any third-party payer (Medicare, Medicaid, etc…) for any of our services, we are not a substitute for individual Health Insurance. Modern Medika is not an insurance product or a prescription fulfillment warehouse. Modern Medika does not replace the relationship you have with your existing primary care provider. Our Membership Based Telemedicine Clinic does not alter your relationship or coverage with your medical insurance provider or your Primary Care Provider in the slightest. 

It is pretty typical for a single primary care provider inside a traditional clinic to care for more than 3,000 patients, resulting in 30+ patients per day just to cover their massive overhead costs.

Because of our unique approach to healthcare delivery, Modern Medika allows our members direct access to healthcare services without leaving their home, waiting days for an appointment, or traveling to a hospital or clinic altogether.

Modern Medika lets you experience the convenience of on-demand healthcare at a fraction of the cost of traditional clinics. All while avoiding the traffic, pulling kids out of school, or taking time off work.

Individuals who live busy lives or who otherwise are unable to routinely attend medical appointments for common illnesses can now receive treatments from a U.S Board Certified Nurse Practitioner with the use of our Telemedicine Clinic.

Having an on-demand Provider (Like Modern Medika) will typically reduce the amount you spend out-of-pocket toward your deductible by reducing the frequency with which you need expensive, in-office or urgent care.